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CardIs the Capital One Venture X worth $395/year? The break-even math is surprisingly simple
Annual Fee
$395

Effectively $95 after $300 travel credit + 10,000 anniversary miles

Welcome Bonus75,000 miles after $4,000 spend in 3 months
Top Rewards
  • 10x Hotels and rental cars via Capital One Travel
  • 5x Flights via Capital One Travel
  • 2x All other purchases
Foreign Tx FeeNone
Worth-It Score
8.5
Key Perks
  • Priority Pass + Capital One Lounge access (unlimited)
  • $300 annual travel credit (Capital One Travel bookings)
  • 10,000 bonus miles every account anniversary (~$100 value)
Network / IssuerVisa · Capital One
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Is the Capital One Venture X worth $395/year? The break-even math is surprisingly simple — Wayfarer Index | Wayfarer Index